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Money Market
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Account Disclosure/
Fee Schedule
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HealthAmerica Credit Union
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Deposit Rates
(Last revised March 28, 2008)

 

Savings Accounts

Type Anticipated Rate Anticipated APY*
Savings 0.50% 0.50%
Cool Cat Club 0.50% 0.50%
Christmas Club 0.50% 0.50%
Vacation Club 0.50% 0.50%
*APY = Annual Percentage Yield
Savings accounts earn dividends on balances over $100.00.

Money Market Accounts

Deposit Rate APY*
from $2,500 to $24,999 1.71% 1.72%
from $25,000 to $49,999 2.01% 2.03%
from $50,000 to $99,999 2.26% 2.28%

from $100,000 to $149,999

2.51% 2.54%
from $150,000 to $199,999 3.01% 3.05%
from $200,000 and up 3.16% 3.21%
*APY = Annual Percentage Yield
Dividends are posted to member's Money Market account, resulting in a higher APY.

Certificates of Deposit

Term

Minimum
Amount

Dividend APY* Interests Paid
CD 181 days (6 months) $1,000 3.08% 3.08% quarterly
CD 365 days (1 year) $1,000 3.16% 3.16% quarterly
CD 2 years $1,000 3.26% 3.26% quarterly
CD 2.5 years $1,000 3.31% 3.31% quarterly
CD 3 years $1,000 3.41% 3.41% quarterly
CD 5 years $1,000 3.51% 3.51% quarterly
Healthy Kids Club 1 year $500 3.16% 3.16% quarterly

*APY = Annual Percentage Yield. Note that dividends are posted to members' savings account, resulting in the Rate and APY being the same. Early withdrawal penalties apply. Fees may reduce earnings. 

(For one year certificate rollovers, please contact credit union for current rate.)

IRAs

 

Rate APY*
Roth/Traditional/Educational IRAs 3.00% 3.03%

*APY = Annual Percentage Yield
*Refer to the Account Disclosure and Fee Schedule for annual maintenance fees.